The primary goal of the Project is to provide technical assistance (TA) to Access Bank Tanzania (ABT) to develop an agricultural finance scorecard and process mapping. The key output is a credit scoring model (i.e. a list of observable client characteristics and corresponding optimal weights or coefficients that influence lending decisions), as well as the development of an in-house skill-set that will empower ABT to deploy its client data for improved credit decisions.
Frankfurt School experts carried out activities in the following key areas:
Data assessment and scorecard development:
Scorecard implementation, pilot test and roll-out:
Fine tuning of scorecard and documents and knowledge transfer:
At the end of the Project, ABT automated the scorecard and rolled it out to all of its rural branches.