Credit Advisory (Residential Mortgage Credit Directive)
Credit Advisory (Residential Mortgage Credit Directive)
[content pending]
Next Start Date
Available Now
Duration
6 months
Language
German
Type of Education
Fully self-paced
Price
88 EUR
for individual users. Customized group or enterprise licensing is available upon request
Format
E-learning
[content pending]
Target group
Specialists and leaders in consumer banking, credit providers, and mortgage intermediaries.
Contents
The Residential Mortgage Credit Directive (RMCD) sets binding EU standards for mortgage-backed loans—ensuring that borrowers across Europe receive consistent, transparent information and protection against unfair lending. Since 2016, these standards have shaped Germany’s national regulations. This forward-looking online course reflects the most current German provisions to July 2018.
You’ll explore:
- The directive’s purpose and scope
- German legislation implementing the directive
- Pre-contractual information requirements
- Mandatory advertising disclosures
- Criteria for assessing creditworthiness
- Rules on tied and bundled loan products
- Calculation of the effective annual interest rate
- 2018 updates to creditworthiness testing
- Prepayment compensation frameworks
- Standards for quality mortgage advice
- Obligations for risk disclosure
- Guidelines for loan intermediaries
- Professional competence requirements
A focused glossary and an assessment test round off the learning experience—helping you both check and record your progress.
Methodology
eLearning: As an individual user, you will receive online access to the Frankfurt School learning platform for 6 months. You determine the place of learning, learning time and learning pace yourself.
Costs & Registration
For only __ EUR!
Costs & Registration
For only __ EUR!
how can we transform your career?
